Personal Loan Calculator
Calculate your Equated Monthly Installment (EMI), total interest, and payment schedule for personal loans
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Loan Calculator
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Loan Types & Rates
💳
Personal Loan
Unsecured loans for personal expenses
10.5%
Max 7 years
🏠
Home Loan
Mortgage loans for property purchase
8.5%
Max 30 years
🚗
Car Loan
Auto loans for vehicle purchase
9%
Max 7 years
🎓
Education Loan
Loans for educational expenses
7.5%
Max 15 years
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Loan Tips & Guidelines
EMI Affordability
Keep EMI under 40% of your monthly income. Consider all expenses before taking a loan.
Credit Score Impact
Maintain a credit score above 750 for better interest rates and loan approval chances.
Prepayment Benefits
Consider prepaying your loan to reduce total interest. Check for prepayment charges first.
Tax Benefits
Home and education loans offer tax deductions under Section 80C and 80E of Income Tax Act.
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